Exposure vs Allocation

Exposure and allocation are related but distinct concepts in RAX Protocol.

Understanding the difference between them is essential for interpreting risk correctly and making disciplined capital decisions.


What Is Allocation

Allocation describes how capital is distributed.

It answers the question:

  • Where is capital currently deployed?

Allocation is typically expressed as percentages or absolute amounts across:

  • Assets

  • Protocols

  • Strategies

  • Chains

Examples of allocation include:

  • 30 percent in stablecoin lending

  • 25 percent in liquidity pools

  • 20 percent in derivatives

  • 25 percent held as idle capital

Allocation is descriptive. It shows positioning, not vulnerability.


What Is Exposure

Exposure describes dependency and sensitivity to risk factors.

It answers the question:

  • What risks does this capital depend on?

Exposure reflects how strongly a portfolio is affected by:

  • A specific protocol or smart contract

  • A single chain or infrastructure layer

  • A narrow set of assets

  • Shared liquidity sources

  • Correlated market movements

Two portfolios with identical allocations can have very different exposures.


Why Allocation Alone Is Insufficient

Allocation alone can create a false sense of diversification.

For example:

  • Capital spread across multiple pools may still depend on the same underlying protocol

  • Positions on different chains may rely on the same bridge or oracle

  • Different strategies may be exposed to the same volatility or liquidity conditions

In these cases, allocation appears diversified, while exposure remains concentrated.


How RAX Measures Exposure

RAX evaluates exposure by analyzing dependency structures across the system.

This includes:

  • Protocol-level dependency

  • Chain concentration

  • Asset class concentration

  • Liquidity source overlap

  • Correlation under stress conditions

Exposure analysis focuses on identifying hidden concentration and structural risk rather than surface-level distribution.


Exposure and Risk Score

Exposure is a key input into the Risk Score.

High exposure to a single protocol, chain, or risk factor can increase the Risk Score even if allocation appears balanced.

Reducing exposure often lowers risk more effectively than simply reallocating capital across similar strategies.


Practical Examples

A portfolio may:

  • Allocate capital across five liquidity pools

  • Yet remain highly exposed to a single protocol or chain

Another portfolio may:

  • Allocate capital across fewer positions

  • But achieve lower exposure through diversified dependencies

In these cases, exposure provides a more accurate picture of risk than allocation alone.


How RAX Uses Exposure Analysis

Exposure analysis is used to:

  • Identify concentration risk

  • Detect protocol or chain dependencies

  • Inform allocation constraints

  • Generate rebalancing suggestions

  • Support stress testing and simulations

The Allocation Engine uses exposure signals to guide recommendations and enforce guardrails.


Managing Exposure Effectively

Effective exposure management involves:

  • Monitoring dependency concentration over time

  • Avoiding hidden correlations

  • Applying limits to protocol and chain exposure

  • Combining exposure analysis with simulations

  • Treating exposure reduction as a first-class risk control


Summary

Allocation describes where capital is placed.

Exposure describes what that capital depends on.

RAX separates these concepts to provide a clearer and more accurate understanding of risk, enabling users to move beyond surface-level diversification toward structural resilience.

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